Prior to 2020, federal wage garnishments were rising for students who fell behind in their payments. They were suspended during the pandemic but now they're back.
Some are easy, some are pretty tough but one common denominator is the fact that not everybody goes the distance. A buddy of mine's "no more pot" resolution lasted exactly 15 hours. Midnight to 3pm. (I think that may be a record.)
It's always a good idea to get your holiday shopping done as early as possible, especially when it comes to alcohol. You don't want to run out of anything "after hours" and, in Texas, those hours are weird.
A new law has already kicked in regarding vehicle registration in Texas and it is aimed, (primarily), at Texans who are not in the USA legally. A llophole in Texas' policy has allowed that up until now.